raharjo.info

29 Okt 06 - 29 Nov 06

wah, my Sultan dah sebulan euy, sebulan penuh juga di rumah kontrakan jadi lebih rame, rame sama tangisan sultan, pagi, siang, malem.. hehehe… dan klo malem di rumah yang pasti begadang donk gantian sama bini.. Sultan tambah lucu euy, rambutnya belum tumbuh lebat, malah belakangan rontok, tp gpp kali ya namanya juga bayi.. tp matanya dah melek, belo lah ga pas awal2 lahirnya yang sipit banget hehehe..

Oh ya.. nama Muhammad Sultan Al Fatih belum lama loh dapetnya, bbrp hari yg lalu.. sebelumnya udah mau kasih nama Muhammad Rasya Raharjo.. eh akhirnya ga jadi deh.. kurang sreg karna sampe sekarang belum nemu arti nama Rasya selain singkatan Tamara-Pasya (Rasya kan emang anaknya tamara)..

Muhammad Sultan Al Fatih sendiri di ambil dr nama pemimpin di dunia Islam yg berhasil menaklukkan Constantinopel, yaitu Sultan Muhammad yg diberi julukan Al Fatih ( the qunqerior = si penakluk). Mau tau kisah heroik Al Fatih? googling aja hehehe ^^

poto diatas diambil tgl 25 nov 06, di depan rumah kontrakan, abis dimandiin pagi2, trus di nina bobo-in deh.. masih belum dapet moment yg pas buat moto2 Sultan nih.. nanti ada beberapa foto lagi yg mau di upload

udah dulu ah.. emang dasar gw pinter nulis cerita gini nih.. tata bahasanya ga teratur.. heuheuheu

Artist: Titi Kamal

Waktu tamasya ke binaria
Pulang pulang ku berbadan dua
Meski tanpa restu orang tua sayang
Aku rela abang bawa pulang

Ngga kerasa uda setahun
Si abang mulai berlagak pikun
Uda ngga pernah pulang ke rumah sayang
Kepincut janda di pulo gebang

Lay.. lay.. lay.. lay.. lay.. lay..
Panggil aku si Jablay
Abang jarang pulang aku jarang di belai

Anak kita skarang uda besar
Mulai bingung kok bapaknya nyasar
Kenapa bapak ngga pulang-pulang emak
Kata tetangge… emangnya enak

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Tiada bisa kulupa
Saat yang indah, yang terindah
Yang kita lewati bercinta
Semua kebiasaan
Yang kita lalui berdua
Kini jadi puing kenangan

Sebab engkau tlah pergi
Sambil menangis kau katakan
Kau tak akan pernah kembali
Dan dapat ku pahami
Satu alasan yang kau beri
Apa yang mereka ingini
Sgala yang terbaik untukmu

Jika memang itu terbaik
Untuk dirimu
Walau berat untukku
Pisah denganmu
Hapus sudah air matamu
Aku mengerti
Ini bukan maumu
Ini bukan inginmu

Jika memang itu terbaik
Untuk dirimu
Walau berat untukku
Pisah denganmu
Hapus sudah air matamu
Aku mengerti
Ini bukan maumu
Ini bukan inginmu

Sendiri aku, dalam gelapku
Tiada satupun, menemaniku

When you look at the CASHFLOW Quadrant below, there is much more than meets the eye.
Each person in each quadrant is very, very different. In other words, on the surface, we all look like human beings. But once you go beneath the skin, the core differences between an E (employee)and an I (investor) or an S (self employed or small business owner) and a B (big business owner over 500 employees) are extreme. While hanging Quadrants is possible, the change is not always easy, simply because the core make-up of the person in each Quadrant is so very different.

The Investor QuadrantThe Quadrant I want to focus on for this article is the Investor Quadrant. Why focus on the I Quadrant? The reasons are because, today, most of us need to be investors and because the person who is successful in the I Quadrant is often very different from the people in other Quadrants.
Why is the person in the I Quadrant different? Because the true I is a person who looks for bad news, not good news. A true I, a person like Warren Buffet, is most excited when times are at their worst. When times are good, they move on – looking for bad news in other sectors, searching for bargains, investments with high value low prices, and a trend that is about to take an upward turn.
Why is knowing about this core difference so important? There are several reasons. They are:

Reason #1: Most people live in fear of bad economic news, which makes them bad investors. This fear of something bad happening is what causes many people to cling to job security, a bad relationship, a bad investment, or an unfulfilled (often boring) life.

Reason #2: When times are bad you have the best opportunity to get rich. Just before the war in Iraq started, the stock market was low and the real estate market was, and continues to be, in a mania bubble. In the last two years, it seems that everyone I met was suddenly in the real estate market. People who had never bought an investment property were suddenly flipping properties for quick cash. Financial planners, who were once selling mutual funds during the stock market boom, were suddenly transformed into mortgage brokers or real estate brokers, selling the gospel of real estate to the newly enlightened.
In 2002, when the stock market was down, Kim and I invested heavily in the stock market. While we continued to invest in real estate during this period, more or our investment dollars went into paper assets. Why? Because the stock market was nothing but bad news and real estate was the good news.
So reason #2 is that people who fear bad news, waiting only for good news, often arrive late to the wrong party and pay the cover charge.

Reason #3: Your life is more exciting. Rather than living in fear of bad economic news you look forward to the next economic catastrophe. To me, this is the best reason of all.
As stated in reason #1, most people live in fear of bad economic news. If you are truly from the I Quadrant, this fear – a fear that runs most people’s lives – is turned from fear into excitement. If you can learn to live with excitement rather than fear, my experience is that life is more fun, stimulating, and fulfilling. The more I hear about bad news, the happier I get. To me, being happy and getting richer in good times and bad is a great way to live life.

The Next Big Deal

While there are many financial storm clouds on the horizon, the storm cloud I am watching is the continuing decline of the U.S. dollar. For over 40 years, the U.S. dollar has been the currency of choice of the world. Due to excessive debt, both nationally and as a people, the mighty U.S. dollar will come under even greater attack as the world realizes how weak the dollar is.
Recently, the Prime Minister of Malaysia, Mahathir Mohamad, urged a room full of Saudi Arabians to not sell their oil for dollars. Instead, he urged them to sell oil for gold. He said, “The price of oil is $33, but the U.S. dollar has declined by 40% against the euro so you’re effectively getting $20…so you’re being short changed.” Now you may understand why Kim and I invested heavily in gold and gold shares seven years ago, when gold was bad news.
While it may be almost too late to invest in gold, because gold at around $400 an ounce is now the good news, there is a lot more bad news ahead. Today, many people are living in dread about the rising price of gas at the pumps. Rather than join them in their fear, I suggest you begin to think about the ripple effect higher gas prices and a weaker dollar will have worldwide. Begin dreaming about a real estate crash or a banking failure due to excess credit. When you can see the opportunity in what other people fear, you will begin to see the brightness and excitement of the future ahead.

Rose-Colored Glasses

To me, the best thing about the I Quadrant is that I really do get to see the world through rose-colored glasses. All you have to do to get your own pair of rose-colored glasses is be able to see bad news as good news…stop living in fear and live a life of excitement.

Robert Kiyosaki is an investor, businessman and best-selling author. His book, Rich Dad Poor Dad, reveals what the rich teach their kids about money that the poor and middle class do not.
Retiring at the age of 47, Robert continued with his love of investing. It was during his “retirement”, he wrote Rich Dad Poor Dad, the #1 New York Times bestseller. Robert followed with Rich Dad’s CASHFLOW Quadrant and Rich Dad’s Guide to Investing - all 3 books have been on the top 10 best-seller lists simultaneously on The Wall Street Journal, USA Today and The New York Times. In January 2001 Robert Kiyosaki launched Rich Kid Smart Kid.

Is there a formula for wealth creation? Do all self-made millionaires take the same steps to amass their fortunes?

If we were to do an in-depth study of how self-made millionaires think and act, would we find some common clues that we can learn from? The answer is yes.

These are seven essential steps, each one representing a wealth creating skill that all self-made millionaires possess and practice.

Step 1: Adopt the Million-Dollar Mindset

Millionaires see learning experiences, where Mister Ordinary sees failure. The moment you adopt the beliefs and habits of a millionaire, your perception of the world will change completely and you will realize that there are money-making opportunities everywhere and everyday around you.

Amazingly, these are opportunities that you were once quite blind to!

Step 2: Set Clear Financial Goals

Wealth never happens by chance. It always begins with a clear goal in mind. At one point of time in their life, millionaires always make a decision to become rich.

However, whenever I ask most people what their financial goals are, I often get a blank stare. This is a major reason why they will never achieve any level of wealth because they have no clue what it is.

Unless you have a specific figure to focus on, you will never be able to develop a strategy to achieve it.

Step 3: Create A Financial Plan

Once you have set specific financial targets of how much you want to earn and how much money you want to accumulate, you can then develop an effective plan to achieve it.

Goals by themselves are nothing but pipe dreams. Only when you create a plan, have you made your goal a possibility. The moment you start taking action on your plan, your dream becomes a reality.

Step 4: Massively Increase Your Income

After developing their financial plan, most people tend to become initially disheartened. They look at their plan and realize that with the amount they are earning and saving right now, it will be decades before they see any big money.

It is therefore important that you learn how to accelerate and turbo-charge your financial plan by taking steps to massively increasing your income.

Step 5: Manage Your Money & Reduce Expenses

Many people think that by increasing their income, their wealth will automatically increase. Unfortunately, increasing income is only one side of the wealth equation.

After all, there are people who earn $2,000 a month who are broke and there are those who earn $20,000 who are still broke.

The reason is because when we don’t manage the money we earn, our expenses will always rise to our level of income, wiping out any surplus we have!

Step 6: Grow Your Money at Millionaire Returns

By increasing your income and reducing your expenses, you will find that you will be able to accumulate a surplus of funds that you can use to help you build your fortune.

You need to do this because, no matter how hard you work and save, you will never be able to create phenomenal wealth unless you learn how to put your money to work for you.

Through the power of compounding, you will be able to take small sums of money and build it into huge returns over time.

Step 7: Protect Your Fortune

There is no use working hard to build your personal fortune only to see it all taken away from you. There are many people who have taken decades to build their fortune only to see it wiped out by an accident, unforeseen illness or through an unexpected lawsuit.

Self-made millionaires engage professionals like insurance advisors, lawyers and accountants to help them build a financial fortress so their wealth is protected from potential creditors, plaintiffs looking to sue and the government who may take away a big chunk of your wealth through a whole range of taxes that you may not have even heard about.

So there you have it, an overview of the seven steps that you must take towards financial abundance.

Article Source: http://articlemanual.com

portable - carried or moved with ease app - a computer program like a web browser or word processor A portable app is a computer program that you can carry around with you on a portable device and use on any Windows computer. When your USB flash drive, portable hard drive, iPod or other portable device is plugged in, you have access to your software and personal data just as you would on your own PC. And when you unplug the device, none of your personal data is left behind. No Special Hardware - Use any USB flash drive, portable hard drive, iPod/MP3 player, etc No Additional Software - Just download the portable app, extract it and go No Kidding - It’s that easy Consider the Possibilities… Carry your web browser with all your favorite bookmarks Carry your calendar with all your appointments Carry your email client with all your contacts and settings Carry your instant messenger and your buddy list Carry your whole office suite along with your documents and presentations Carry your antivirus program and other computer utilities Carry all your important passwords and account information securely Consider the Convenience… Have your favorite websites handy to recommend to a friend or colleague Have your presentation AND the required software ready to go for that big meeting Have your password with you if you want to bank online while traveling Have utilities handy when visiting family or friends that are having PC problems want to download? visit: http://portableapps.com/

as usual.. hello world !

this is my first post. happy blogging